A brighter future begins now.

Start your credit counseling Log in

The easiest way to complete your pre-filing debtor education course.

1. Sign Up

If you have any questions, see the Frequently Asked Questions and when you are ready, sign up to get started. You will need either an attorney code or have the ability to pay online to recieve your certificate.

2. Take the Course

This is a timed counseling session that will help you understand your finances and create a budget. You will need to have pay stubs and know approximately how much you spend in a month on your home, car, etc.

3. Receive Certificate

We will send your certificate to your email immediately after you have completed the course and spoken with your counselor.

We will always present an unbiased viewpoint concerning the relative benefits and disadvantages associated with debt management plans versus personal bankruptcies. No agenda will ever color our advice.